Debt with Whyte & Co? – Do not pay them directly
If your debt with Whyte & Co is no longer affordable, you may be able to write them off
Have Whyte & Co recently chased you for debts which they allege are owed to them?You are not the only one.
In fact, there are millions of people who are struggling with debt and are being pursued by debt collectors. But even still, this can be a traumatic experience.We are here to help.
In this guide we will discuss the steps you need to take to stop Whyte & Co in their tracks. By the end of this explainer article you will know the steps you need to take to get your finances back on track and at the same time, stop debt collectors from chasing you.
But first, lets look at who Whyte & Co are, why they contacted you and show you what to do next…
Who are Whyte & Co?
Whyte & Co are a debt collection company based in the United Kingdom. Their full company name is Aberdeen Financial Limited. They are registered with the Financial Conduct Authority (FCA) to collect debts in England, Wales, Scotland and Northern Ireland.
Whyte & Co buy debts from other companies at a reduced rate and use their own debt collection staff to chase customers for the debt. They also employ field agents, who may visit your home to collect debts.
In this case, here is what you should do …
I have been contacted by Whyte & Co, what should I do?
First of all, don’t panic. We are here to help you to get back on track.
What happens next?
Not only will they call you a lot of times, they will no doubt look to visit your home if you are not in contact with them. Of course this is concerning and some people can find this intimidating, but it can be avoided.
When you are at this point, you need to speak to an Independent Debt Advisor. There are many great advantages of this, doing it sooner rather than later will no doubt help you in the long run (and avoid any unnecessary home visits).
An Independent Debt Advisor will:
- look at the debts you currently have
- assess the assets which you own (such as houses, savings and shares)
- home visits
- car repossession
- they can remove goods from your home to pay for the debt (with the necessary court order)
What about if I choose to ignore Whyte & Co?
If a debt collector or Enforcement Agent has tried to make contact with you a number of times, the next logical step for them would be to visit your house to make contract.
What do I do if Whyte & Co visit my home?
It is not uncommon for debt collectors to visit your home to collect debts.
If they have, or if they have set an appointment to visit then you should follow these steps:
- remove any vehicles from the driveway to a safe place
- make sure all doors and windows are locked and shut
- do not allow them access to the property (they are not permitted to push past you)
- contact us before they arrive
What rights do Whyte & Co have?
The simple answer is, not many – to start with.
As a debt collector, they have similar rights as the original creditor do.
At first they can:
- send you letters
- call you
- send you emails
- text you
- visit your home
Knowing Your Options
Who can I go to for help?
If you are struggling to repay your debts and you are being chased by debt collectors, like Whyte & Co then you should seek independent debt advice as soon as you can.
The following companies may be able to help you:
Get help with Whyte & Co
If you are struggling to pay your debt with Whyte & Co, seek Independent Financial Advice now.
Whyte & Co Details
If you want to get in touch with Whyte & Co directly, you can contact directly using the details below:
Town Centre House 1st Floor West Wing, The Merrion Centre, Leeds, West Yorkshire, LS2 8LY
+44 344 543 9002
Via their website:
27 January 1999
Company Registration Number:
If you would like to make a complaint about Whyte & Co, you can contact the Financial Ombudsman Service or speak to the CSA, which is the trade association for the Debt Collection industry.