IVA.tv is a free guidance site for people in the UK looking to understand whether an Individual Voluntary Arrangement (IVA) could help them deal with their debts. The site is written for people in stressful financial situations who want clear answers, fast — without the upselling or jargon you find on most debt-help sites.
What we do#
- Plain-English explanations of how IVAs work, who qualifies, what they cost, and what happens at the end
- A directory of UK debt collectors and bailiff firms with rights guidance for each
- Side-by-side comparisons of IVAs against Debt Management Plans, Debt Relief Orders and bankruptcy
- A free 2-minute eligibility check that does not affect your credit score and does not commit you to anything
What we don’t do#
We are not a regulated debt-advice provider. We do not enter you into an IVA. Where readers want to take the next step we can refer them to licensed Insolvency Practitioners and FCA-regulated debt-solution providers; we are open about that referral relationship in line with FCA rules on financial promotions.
How we make money#
We earn a fee from the debt-solution providers we refer to, but only when a reader independently decides that route is right for them. The information on this site is free and we do not change recommendations based on what pays. See our editorial policy for the standards every page is held to.
Who writes the content#
Content on IVA.tv is written, reviewed and updated by people with experience in UK insolvency and debt advice. Each page carries a “last reviewed” date.
Get in touch#
If you spot an error or want to suggest a topic, head to the contact page. For complaints about the service, see our complaints procedure.